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Kali Roberge is a personal finance writer who writes about using money mindfully to design the life you want. She co-hosts the Beyond Finances podcast and serves as director of operations for Beyond Your Hammock, a fee-only financial planning firm in Boston. Kali graduated with a BA in History and with honors from Kennesaw State University in 2011.
Up, down, up, down — learn what’s causing your credit score to fluctuate.
Spoiler alert: Both are not optimal, but with some small tweaks you can improve your credit over time.
Use these three questions to help figure out if a credit card is right for you.
1You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts. Other consumer accounts may also be eligible. Contact Wells Fargo for details.
Please note that the score provided under this service is for educational purposes only and may not be the score used by Wells Fargo to make credit decisions. We may use other FICO® Score versions and other information when you apply for credit. There are many factors that Wells Fargo looks at to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not necessarily guarantee a specific loan rate, approval of a loan, or an automatic upgrade on a credit card.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
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