Spending and paying others

From reducing your monthly payments to paying back friends, make sure you’re doing it efficiently.

A good place to start

Step 1

Financial freedom: what to know about paying your own bills

Heading to college is an exciting time, but it’s also an important time for your finances.

Step 2

A young women checks for overdraft on her phone.

What to do when you overdraft

Here’s what happens when you spend more than you have in your checking account — plus tips to avoid doing it.

Step 3

Avoid these bad money habits from your friends

Five bad money habits to avoid catching from your friends

Hanging out with spendthrifts or credit card enthusiasts? Heed this advice.

Step 4

Five ways to stay on top of your bills

Our best tips to tame the chaos of your monthly bills.

Step 5

What you need to know about: Buying a car

Buying a car involves choosing between countless options. This guide walks you through each step of the process, including every factor you need to consider before getting the keys.

Step 6

Young man considers paying off student loans.

How I paid off student loans early

This grad’s strategy gave him a head start in eliminating debt before graduation

Step 7

Student thinking about student loan consolidation

Should I consolidate my student loans?

Consolidation can look like an easy solution when you’re juggling several student loan payments each month, but it may not be the right option for everyone.