Quiz: Do you know the best times to use your credit card?

A young person holds a credit card.

Test your credit card knowledge about when you should — or shouldn’t — pay with a credit card.

Just got your first credit card? Congrats! That’s a great first step toward building credit for yourself — if you know how to put the card to the best use.

Make sure you know the ins and outs of smart spending when you’re making purchases with your credit card. Understanding the difference can help keep you out of debt and on track to building a strong credit score.

Learn more about using credit cards and managing credit at the Smarter CreditTM Center.

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