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Nicole Esplin is a graduate of Elon University and completed her MBA in finance and marketing at the University of Colorado. She started freelance writing in undergrad, and has written for Runner's World, U.S. Airways Magazine, Trulia, and Choice Hotels. In her free time, she enjoys running and hiking with her dog, Charlie.
Knowing how your credit works is important to your financial health.
Reach a zero balance on your credit cards with this simple, step-by-step guide.
1. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts. Other consumer accounts may also be eligible. Contact Wells Fargo for details.
Please note that the score provided under this service is for educational purposes only and may not be the score used by Wells Fargo to make credit decisions. We may use other FICO® Score versions and other information when you apply for credit. There are many factors that Wells Fargo looks at to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not necessarily guarantee a specific loan rate, approval of a loan, or an automatic upgrade on a credit card.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
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