Spoiler alert: Both are not optimal, but with some small tweaks you can improve your credit over time.
Don't understand how credit works? We're crunching the numbers on credit and the right numbers for your financial health.
Coming out of school, it’s important to start benchmarking your credit score and building good credit. Here’s how.
Test your credit card knowledge about when you should — or shouldn't — pay with a credit card.
The information you may need to help put you on the path to building credit.
Wells Fargo Online® customers can get easy access to their FICO® score. Learn how.*
* FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.