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Megan Nye is a personal finance freelance writer who believes you can live well without spending big. She paid out less than $2,000 to earn her B.A. in math from TCNJ and her M.S. from UVA’s graduate engineering school.
Knowing how your credit works is important to your financial health.
Spoiler alert: Both are not optimal, but with some small tweaks you can improve your credit over time.
Understanding what habits may hurt or help your wallet is the first step in managing it.
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