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Nicole Esplin is a graduate of Elon University and completed her MBA in finance and marketing at the University of Colorado. She started freelance writing in undergrad, and has written for Runner's World, U.S. Airways Magazine, Trulia, and Choice Hotels. In her free time, she enjoys running and hiking with her dog, Charlie.
Spoiler alert: Both are not optimal, but with some small tweaks you can improve your credit over time.
Take action to help boost your score and keep your credit safe.
Safeguard your finances by educating yourself on these common scams.
1 You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact Wells Fargo for details. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.
Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card.
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